- 1). Pick out the car that you like and want to buy.
- 2). Do not start to negotiate the price.
- 3). When it comes time to talk numbers, say that you need a very low monthly payment. Say, "I don't care how much the interest rate is, or how long the term will be, I just need a very low monthly payment." Also say that you need no pre- payment penalties.
- 4). The dealer will then think that they will make a fortune off of the interest, and give you a very low price on the car.
- 5). When the first payment comes in, pay the whole thing off.
- 6). After you pay it all off in the first month, you are done. This will have saved you atleast 25% off of the cars sticker price.
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