Routing Number

• The routing number is associated with your bank, and every bank has its own unique routing number. That routing number is the same for both your checking and savings account, so if you know the routing number for your checking account you can use it for your savings account, as well.
  
  

Account Number

• While the routing number is the same for both your checking and savings account, the actual account numbers are different. If you need to transfer money to an outside institution or set up a direct deposit, you need to supply both the routing number, which identifies your bank, and the account number, which identifies the actual account to pull money from or deposit money to. Sometimes the account numbers are similar, but your checking account and savings account will have their own individual account numbers.
  
  

Finding the Information

• If you have a blank check, you can easily find both your routing number and your checking account number. The routing number is on the lower left hand side of the check, while the account number is just to the right of that number. You can also find your account number listed on your bank statements, although those statements do not include the routing number. You can simply call your local bank branch to get your routing number.
  
  

Direct Deposit

• You will need both the routing number for your bank and the specific account number for your checking or savings account if you want to set up direct deposit for your paycheck or other payment. Both of these numbers have to be entered correctly before the payment can go through, so double check them carefully before submitting any direct deposit form to your employer. If you want to split your direct deposit between your savings and checking account, you need to supply both account numbers.