Business & Finance Personal Finance

How to Purchase a Credit Report

    • 1). There are several reputable credit monitoring services to choose from online, and several more that will try to push more services on you than needed. The safest bet is to go through one of the three main credit monitoring bureaus: Equifax, TransUnion and Experian. Regardless of which one you use, all three credit reports will be available. For an example, go to the TransUnion credit monitoring website and click on the "Click Here" button in the center of the screen.

    • 2). Fill in the personal information required on the next screen, and enter your credit card information to purchase the service.

    • 3). Check on your credit report free for the 30-day trial period. After that, you will be charged $14.95 a month. This service will alert you to any changes in your credit reports within 24 hours, and you will have unlimited access to viewing your account.

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