- Funds from deposits made at a Golden 1 Credit Union ATM remain unavailable for a minimum of two business days after the date of your deposit. Golden 1 credits on the same day deposits made before 3 p.m. during business hours. Deposits made after 3 p.m. are credited the next business day.
- Several circumstances will delay a deposit, including depositing more than $5,000 in one day, redepositing a returned check, making a deposit into an account that's less than 30 days old and having an account in negative standing.
- Cash back and funds availability policies differ at every financial institution. You can check your bank's or credit union's policies by reviewing the disclosures provided to you when you opened your account. Many institutions also post such disclosures on their websites.
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