Loans For The Unemployed - 3 Things To Know
Unfortunately, loans for the unemployed often seem impossible for those who find themselves in the jobless ranks. They naturally think, "Who would want to make a loan to me?" but the real truth is that ...
Category : Personal Finance : Business & Finance
Easily Make Money From Forex Trading
There is really no wonder if you want to make money from Forex trading [http://www.autoforexrobots.com]. Indeed, there are a lot of people who are interested to venture with this kind of enterprise especially since it ...
How to Locate a Shareholder Payout of a Corporation
Shareholder payouts from corporations are important events to track when evaluating stocks. Companies pay out to shareholders in a variety of ways. Normal dividends are the most prevalent method, allowing shareholders some current income while holding the stock. When companies have an especially goo
6 Steps to Benefitting from International Currency Exchange – Part 2
Whatever their reason would be for international currency exchange everyone doing it wants to benefit from the transactions due to the fluctuations in the foreign currency rates. If you are new to the niche you ...
What Is a QDOT Trust?
In the area of estate planning, married couples can use several different types of trust arrangements to minimize estate taxes and protect assets. One type of trust that a married couple can use is a qualified domestic trust (QDOT). This kind of trust is designed for married couples in which one per
Not Enough Work Credits for Social Security Disability
Many people are unaware that the Social Security system provides not only retirement benefits but also disability insurance. If you are 18 years of age or older, you can apply for disability if you have a medical condition that prevents you from working and earning enough money to support yourself.
What Percent of Income Should Living Expenses Consume?
Personal financial success can depend on sticking to an appropriate budget -- and selecting one is half the battle. Choosing an appropriate percentage of your income for living expenses depends on several factors, including your lifestyle and the cost of living in your location. Using your after-tax
How to Convert My IRA & 401(k) to Cash
Converting an IRA or 401k plan to cash is relatively simple and requires that you follow the procedures in place at the financial institution or brokerage firm where your accounts are located. The government discourages the use of funds set aside for retirement for other purposes, so in addition to
Why use checks instead of cash or credit cards
There are many different avenues to managing your finances. With all of today's new banking features it can be confusing to choose one that is best for you. There are many places of business that ...
Credit Score & Refinancing
When you refinance, you replace a current loan with a new loan that, usually, offers more favorable terms than your current loan. Like any loan application, your credit score plays a key role in determining whether a lender grans your application. Refinancing can be a useful tool for decreasing your
How to Pay Alimony When You're on Social Security
If you have been ordered to pay alimony during divorce proceedings you will still be required to pay it even if you end up on Social Security retirement or disability. You may request a reduction in the amount of each monthly alimony payment depending on how much you are receiving each month from th
Is a Credit Bureau Required to Look at Information Directly From a Consumer?
The national credit bureaus keep track of your private financial data, but you, the consumer, have little influence on what is in your profile. If you send in data to the credit agencies, they will probably just ignore it, because you likely do not have the proper setup to send them data. Some alter
How to Survive Financial Problems
Money can be tight in any economy, and financial problems are that much more difficult to overcome during a recession. Unexpected expenses can throw a wrench into tight budgets. In some situations, you are completely unprepared or unable to cover these expenses. You're not alone if you have financi
How to Fix Late Payments on Credit Reports
Late payments on your credit report can not only affect the FICO number, which was developed by the Fair Issac Corporation to determine your risk factor based on credit history, but also limit your options for mortgages, personal loans, credit cards and possibly employment. Payment history accounts
How to Calculate a Credit Score for Free
Credit score is a number that represents your credit worthiness to a lender based on your credit history. A number of organizations, such as banks, insurance companies, cell phone companies, employers, government departments and even landlords use it to figure out how creditworthy you are. The highe
Can You Cash Out a 401k in a Divorce?
Divorce can be tremendously difficult not only emotionally, but also financially. Having to pay an attorney, find a new place to live and catch up on bills that you may have fallen behind on can quickly exhaust any cash reserves you might have been able to accumulate during the marriage. In this si
Online Investment Ideas
You may perform many financial transactions online, such as paying bills, ordering clothes and checking your banking accounts. Another way to harness your money online is through investing. Although you can invest in a variety of accounts by walking into your standard brick-and-mortar...
Corporate Sponsored Scholarships for Minority Undergraduates in Physics
Grants, scholarships and corporate scholarships offer a minority student a way to subsidize the cost of a college education. Fortunately, there are many corporations that offer scholarships to minority college students studying physics and other technical fields, particularly among the Fortune 500 c
Can a Bankruptcy Filing Immediately Unfreeze a Bank Account?
Filing bankruptcy provides relief from debt and fees from collections, garnishments and levies. When financial obligations remain unpaid, creditors can seek a judgment against a borrower and attempt to collect debt by freezing his bank accounts. Filing bankruptcy removes the judgment freeze and rele
How to Petition the Cancellation of Federal Income Tax
The Internal Revenue Service, or IRS, does not give up easily. They are among the most tireless and relentless creditors on the planet when it comes to recovering owed money. Even the IRS will, on occasion, recognize when further collection efforts are pointless and counterproductive, and agree to s