Can You Insure a Fiancee Under a Health Insurance Policy?

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Most insurance companies offer coverage for your spouse if you are married. Getting insurance for a fiancee is a little trickier. It usually requires a little more time and research, and you may need to change providers to get the coverage you need. However, it is usually possible to get a policy th

Reasons for Uninsured Americans

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Many Americans cannot afford the rising cost of health care.pills, tablets, health, medicine image by Sergey Galushko from Fotolia.comThe number of Americans without any form of health care insurance continues to rise. The myths that surround the uninsured, such as they are all poor,...

Types of Health Insurance Programs

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Health insurance programs are available for people in various situations.medical consent form image by Keith Frith from Fotolia.comHealth insurance programs are available for people in various circumstances. Some are through employers, some are through state or federal government plans...

Affordable Health Care Assistance

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With the high cost of health care in America, the government offers several options for affordable health care assistance. The Affordable Care Act provides many ways to lighten the cost burden on the consumer and obtain affordable care. Additionally, each state offers medical assistance programs suc

How to Qualify for a Medicare Disability

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Medicare is a federally administered health care program that provides insurance for the elderly and disabled citizens of the United States. It first began providing benefits for the elderly beginning in 1965 and eventually expanded to include disabled Americans in 1972. These benefits are vital to

The Definition of the Insurance Premium Deductible

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Insurance protects your assets, income and savings. It protects your family in case of your death by paying your funeral expenses, mortgage and debts. As you pay your insurance premiums on time each month, funds become available to help pay for unexpected tragedies. Ask your agent to help you unders

How to Become a Licensed Home Health Agency in Michigan

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Home health agencies are organizations that provide skilled nursing services—excluding mental health services—to patients in their homes, according to the Centers for Medicare and Medicaid Services (CMS), the U.S. agency that oversees these organizations. Although CMS oversees the overal

Insurance Plans for Families

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Employers often offer commercial health care insurance for their employees, typically giving you a choice of multiple types of plans with different benefit and cost structures. Employer-based plans typically offer coverage for major medical expenses, such as doctor and hospital costs, and often incl

Medical Insurance for Elders

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Medical insurance for elders is well-established, with government programs such as Medicare and Medicaid at the foundation. However, in recent years, with the increasing budget deficit and the retiring baby-boomer generation, these programs are under increasing financial and political pressure.

Legal Implications of HIPAA

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The Health Insurance Portability and Accountability Act--better known as HIPAA--is a congressional act authorized in 1996 that addresses the numerous health, safety and privacy issues within the health care field. The supplemental American Recovery and Reinvestment Act (ARRA) later established a sch

Medicare D Supplemental Coverage in Massachusetts

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Medicare Part D Supplemental Coverage helps those with limited means pay for their prescriptions. In Massachusetts, you are still eligible for Medicare Part D even with MassHealth Spend-down once you have reached your spend-down amount.

How to Apply for Medicaid Retro Coverage

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Medicaid is a government-run heath insurance program that is administered at state and local levels to provide health care to low-income children and families. Retroactive Medicaid covers bills incurred in the three months prior to your application. Retroactive Medicaid is helpful if you do not ha

What Is AARP Medicare Complete?

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The American Association of Retired Persons (AARP) supports government-sponsored health insurance for elderly Americans. AARP Medicare Complete is a program that funds part of the health and prescription costs for retired Americans, and AARP adamantly fights for the rights and fair treatment of olde

How to Combat Bad Stress

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Is Your Medical Biller Using Modifier 25?

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To understand modifier 25, let's define what it is. Modifier 25 is Significant, separately identifiable evaluation and management service by the same physician on the same day of the procedure or other service. This modifier ...

The Importance Of Health Insurance For International Students

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Because of the advances in science and technology, the world as we know it is getting smaller and smaller. Competition across the globe is ever increasing and the international market has grown leaps and bounds ...

Health Insurance Is A Must For You And Your Family

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If you want to be a riverboat gambler and play around with your life savings like it is al Monopoly money, head for Las Vegas or Atlantic City. Do anything but put your family and ...

A Consumer's Guide to Getting and Keeping Health Insurance

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The American public struggles to make decisions on buying individual health insurance policies, mainly because health insurance has been supplied by employers for decades. The average worker is told by the company they are working ...

How to Sign Up for Prescription D Coverage

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With the cost of prescription drugs on the rise and many seniors taking multiple medications just to maintain good health, affordability is a real issue. That is why Congress passed the law that established the Medicare Part D program. This newest part of the Medicare program helps seniors pay for t

Is Obamacare a Done Deal?

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When the Supreme Court issued its opinion in The State of Florida v. Sebelius it appeared that the ACA was the law of the land and that implementation would proceed absent a successful legislative appeal. ...