Why Is Health Insurance Necessary?

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Health insurance companies step in and pay some or all of your medical expenses if you get sick or hurt. They also handle preventative care like check-ups and physicals. Insurance companies make a profit from all the policies people buy, but policy holders don't purchase health insurance to line the

Medicaid Income Guidelines in Colorado

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Colorado Medicaid provides coverage for many health services.doctor with patient 4 image by Paul Moore from Fotolia.comMedicaid is a government program that provides health insurance coverage for low-income people who qualify. In Colorado, these residents include families, children,...

Heath Insurance Options

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In the United States, individuals and families have several options when it comes to health care insurance. There are two main types of private health plans available: managed health care and indemnity health. Those who cannot afford individual health insurance policies or have disabilities may qual

Alabama Medicaid Requirements

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Alabama Medicaid offers health coverage and medical assistance to low-income and medically needy families. While most individuals must meet income requirements as part of the application process, Supplemental Security Income recipients are automatically eligible for benefits. Medically needy individ

What's a Gold Health Insurance Plan?

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Learn what a gold plan is and how it differs from bronze, silver, and platinum health insurance. See who should and shouldn't buy a gold-tier plan.

Definition of Provider Credentialing

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Provider credentialing refers to the process of certifying physicians to be employed by doctor`s offices and medical practices. It also refers to a specialization in which a company acts in an intermediate manner to assist applying physicians with the process through collecting and maintaining neces

How Do I Get Help for Paying for Medicine Even With Medicare Part D?

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Medicare Part D pays for prescription drugs for Medicare recipients. Patients must pay a copay for their medications, and the copay varies depending on which prescription plan patients sign up for. Even with Medicare Part D, some patients must spend a significant amount of money on prescription drug

Supplemental Health Insurance Policy for Medicare Patients

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Medicare is a federally funded health insurance program for the disabled and those 65 or over. Medicare provides hospital and medical coverage, but there are significant out-of-pocket costs. Many Medicare beneficiaries look to supplemental health insurance to help cover these gaps. There are Medicar

Long-Term Effects of Home Visitation

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Home-visitation programs offer support to families who need to improve parenting skills and those who need special assistance. Home visitors educate parents and demonstrate how to nurture and care for young children. A home visitor may provide books and educational toys and teach a parent how to use

How to Apply for a Part D Drug Plan

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Medicare Part D covers prescription drug costs and is available to anyone on Medicare. To apply for Part D Medicare, you must have Part A or Part B Medicare coverage. You can apply for coverage directly through the Medicare website.

Can You Opt Out of Employer Health Insurance Plans?

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Many businesses offer employees health insurance as a benefit of working for the business. Employees sometimes opt not to take this benefit because it cuts into their weekly or monthly paycheck, and they may be able to get cheaper health insurance elsewhere. As of 2011, workers are free to do this,

3 Ways to Make Somebody Use Seatbelts

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In 2009, a record 84 percent of Americans reporting using seat belts, according to the National Highway Traffic Safety Administration (NHTSA). The remaining 16 percent have a variety of excuses: "Seat belts are uncomfortable." "I'm just going around the corner." "I'm a safe driver." Or, "It's a matt

How to Choose a Home Care Agency

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A home health care agency is often used by loved ones and family members of the elderly or disabled. The agency arranges for health care workers to visit the home and take care of necessary things such as cleaning around the house, feeding the individual and grooming them. As this is a serious decis

How to Sign Up for Medicare B

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Part B is the outpatient medical benefit portion of Medicare. Medicare is the federally administered health care system that provides service to the elderly and disabled in the United States. Part B covers doctor visits, medical equipment, home health care and many other services that are performed

Medicare Advantage Questions

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Medicare is the federally funded health insurance program for Americans over age 65 and those with certain disabilities. The program came into existence in 1965, as part of President Lyndon B. Johnson's "Great Society" program, along with Medicaid. In its modern form, according to the...

How Do PPO Deductibles Work?

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Deductibles vary between preferred provider organizations (PPSs), but you generally pay your deductible amounts directly to your medical provider at the time you receive service. Your health or dental insurer receives claims from your provider indicating how much you have paid toward your deductible

How to Apply for Free Health Insurance in Michigan

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The Michigan Department of Human Services administers the Medicaid program in Michigan, which provides free health insurance to people that qualify, including children, pregnant women, elderly and disabled people that meet income guidelines. Medicaid pays for a variety of health care services includ

Types of Medicaid Coverage

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States are required to offer Medicaid coverage to eligible minors.doctor visiting image by TEMISTOCLE LUCARELLI from Fotolia.comAlthough the U.S. Department of Human and Health Services oversees the Medicaid program, each state designs its own benefits plan in accordance with federal...

What Does Medicare Cover for Nursing Homes?

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Medicare has limitations on what costs it will pay for when a patient enters a nursing home. It does not pay for long-term care in a nursing home, but it will pay for care in a skilled nursing facility.

What Is Covered by the Texas CHIP Program?

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The Texas Children's Health Insurance Program, or CHIP, is designed to provide children in Texas with health insurance. According to Chip/Medicaid, "CHIP is health insurance designed for families who earn too much money to qualify for Medicaid, yet cannot afford to buy private health insurance."