You need a private health insurance plan, but is it really possible to find one you can afford? The answer is yes. It will take some work and you may need to make some compromises, ...
Facing increasing costs and risks in your lives ? Well the time is ripe you do need to avail Insurance. By having insurance you can stay secure and relaxed without worrying much about the uncertainties ...
Health insurance costs are increasing and it can be difficult to find an affordable policy for your whole family. It is important to shop around and compare health insurance options and coverage. Additionally, you may need to consider purchasing different policies for different members of your famil
Most Americans have health insurance but few understand all the concepts that are involved in the coverage they have. The terms used in health insurance are uniformly used by many of the insurance companies. The concepts of health insurance provide a definition of what the policyholder can expect wh
You too must have of folks going for outside court settlements regarding personal injury cases. More than average number of people is prone to commit this mistake over and over again. As a result all ...
Health insurance is a must-have in the event you have a serious medical emergency. You never know when disaster will strike in the form of illness, accident or injury. If you aren't prepared with a ...
Long-term care facilities in Illinois must be licensed. Licensing goes through both the state Department of Public Health and the federal government under the U.S. Department of Health and Human Services.
Long life expectancy can no longer be taken for granted. Our present day lifestyle is fast paced, and due to the 'instant' factor of everything we eat and do, though it indicates huge stride in ...
Generic drugs can save you up to 80% on the cost of your medication. Big-box stores such as Walmart and target have generic drug programs, which offer a 3-month supply of many generic drugs for $10.00.
While Medicaid is a federally funded program, it is actually administered at the state level. That means that if you have coverage questions, or if you need to replace a lost or stolen Medicaid card, you need to contact the office of your state Medicaid coordinator to request a new card. Every state
The most important asset any working adult has is his ability to earn an income. Disability insurance fills the gap if you're no longer able to earn an income. A disability can occur from an illness or accident. As with any insurance policy, you want to make sure your coverage is tailored for your i
In the State of Missouri, health-care insurance, including health benefits included in group plans provided by employers, are regulated by laws contained in the Missouri Revised Statutes. Laws cover areas ranging from provisions for newborn babies to insurance claim response times.
Setting up a health savings account gives you the ability to pay for eligible medical expenses on a tax-advantaged basis. If your employer offers a high deductible health plan, you can save money on premiums, then combine that plan with either a personal or employer-funded HSA. In some cases, you ca
An annual premium is a fee paid to an insurance provider in exchange for a one-year insurance policy that guarantees payment of benefits for certain covered events. Some insurers require annual premium payments, but others offer several payment options from which policyholders can choose.
A pre-existing condition is a medical disorder present before an individual applies for health insurance. Most people with pre-existing conditions can get individual health insurance but at higher rates. Those with serious conditions, however, such as cancer, HIV or multiple sclerosis, usually face
Supplemental insurance is extra or additional insurance that you can purchase to help you pay for services and out-of-pocket expenses that your regular insurance does not cover. Aside from Medigap policies, three other types of supplemental health insurance are widely sold in the U.S.
Some medical conditions can cause an automatic denial of coverage.patient image by Andrey Kiselev from Fotolia.comThe vast majority of Americans get their health insurance through a group plan at work, but if you are self-employed, not yet eligible for coverage, or your employer doesn't...
Medicaid coverage provides medical, dental and prescription benefits for eligible needy individuals and families, including long-term care for the aged and disabled. The federal government has established guidelines for states that include specific eligibility groups for Medicaid. Although the feder
In 1993, the Right From the Start program was developed to ensure pregnant women and children throughout the state of Georgia would have access to health care. This program provides Medicaid to women, infants and children who fall within the established income guidelines.