Ever since World War II, a huge change has been made when it comes to health benefits because of what the US health care reforms have set in motion. Even though predicting the pace and timing of this is not accurate, many changes have been pointed out by the research in Mckinsey showing a lot of rechanges when it comes to benefit ever since the Affordable Care Act has been passed. The Lantana health insurance firms have been affected by this move ever since.

The terms stated in the law have been found to take effect by the year 2014. Many changes are expected to be made by the employers once they become aware of the economic and social incentives that are newly made according to the law which also includes the option to restructure the said benefits.

An estimation that was made by the Congressional Budget Office stated that about 7 percent of employees that are being covered by their employer-sponsored insurance will need to change to subsidized-exchanged policies by 2014. Yet an early survey that was taken in 2011 involving about 1,300 employers throughout various geographies, employer sizes and industries has found out that the reform will even make a bigger response.

Employers today should move fast to check what the effects of this health care reform will have on their strategies and benefits including the opportunities and risks the reform will give them. The range of these modifications are going to be different based on the constraints, industry and bargaining agreements made collectively. This is also going to affect the Lantana health insurance providers.

Employers will be looking for options on how they can increase the value between doing no modifications or releasing the health coverage for their employees. Employers cannot take the no regrets moves based on the ESI this 2014. The employers that are looking to make huge modifications within their plans will have to think twice when it comes to their high income employee health benefit packages.

After the stages of insurance coverage has changed, employers must still look after the needs of their employees. All of the insurers including those Lantana health insurance companies will have to change their business models so that they will be more supportive to the employers.

Both insurers and employers will need to have better understanding of employer and employee segments once the success of this 2014's reform plans will happen. Good capabilities and partnerships should be valued in order to make smooth transitions in the future. This is also the reason as to why the Lantana health insurance firms have been establishing new strategies that will be more supportive with the reform.