The focus of my home business articles is to help people reduce their taxes and eliminate their debts, to dramatically increase their cashflow to fund their dream lifestyle.
I read a financial article today that was titled "10 Ways To Lower Your Cost Of Living", and it reinforced the point that people focus too much on cutting back, instead of focusing on saving money on their taxes and interest charges.
The average W-2 employee pays 40% or more to the government for taxes, and 30% to banks for debts and interest charges, which leaves less than 30% to fund their life.
So it's not that these money savings suggestions are bad, they just have too small of a focus, and some reduce the quality of your life.

1. Shop at thrift stores and garage sales.
   If you love bargain hunting, great! But if you're reducing the quality of the product you purchase just to save money, then you get what you pay for.
   
2. Earn Money from your Debit Card.
   Easy rebates on your debit card are great.
   
3. Clip Coupons or Find Coupons Online.
   Clipping coupons reinforces a 'poor' mentality.
   
4. Wait for Items to Go on sale.
   I always try to purchase items on sale, just don't
5. Carpool.
   If this is possible with your family situation, great.
   Most people have to drop kids off at school, sports, etc.
   , so they need their own vehicle.
   
6. Raise the Deductibles on your Car Insurance.
   Just make sure that you have a savings account to pay for the higher deductible if you need it.
   
7. Borrow Movies from the library rather than paying to rent them.
   
8. Use Generic Items.
   This saves you the money that name brand companies pay for advertising, just don't compromise quality.
   
9. Reduce Your Debt.
   Duh!
10. Adjust the Temperatures in your Home.
    Here's one that can make people miserable, just to save a few dollars.
    Invest in insulation and solar energy to save money long term, and live your life at a comfortable temperature.
    

A side-effect of some of these suggestions is that they can reinforce a 'poor' mentality, instead of a 'wealth' mentality.
They cause you to focus of ways to save money by lowering your standard of living, instead of focusing on how you can increase your cashflow to fund your dream lifestyle.
Stay focused on the primary targets that are sucking money from your pockets, which are taxes and interest charges.
Learn how to save thousands a year with home business tax deductions.
Learn how to apply your increased cashflow to a systematic debt eliminate plan.