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Get Medicare Prescription Gap Insurance
Determine if you are going to fall in the Medicare Prescription gap. First estimate how much your medicines will cost in total for the year. Second read your Medicare drug plan and note how much it will cover before coverage stop. Then compare the two amounts. You can also use an online "Donut Hole" calculator or a "prescription drug gap" calculator to find this amount. - 2). Search for other methods to pay for your medicines for the rest of the year if you fall in the Medicare prescription gap. One way is to search for a different Medicare prescription plan provided you can wait for the annual enrollment period. Compare some of the plans' co-payments and total prescription coverage before making the switch.
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Get Medicare Prescription Gap Insurance
Participate in prescription drug discount programs to cover the insurance gap. Buy your medicines at pharmacies offering lower prices prescription drugs. Also, contact your prescription drugs companies. Some of the pharmaceuticals offer special price or free drugs to people in need. - 4). Apply for assistance with the Social Security Administration to get Medicare prescription gap coverage. To qualify for this help the beneficiary must have limited financial resources. If none of these alternatives work for you consider getting a prescription gap insurance plan outside of Medicare.
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Get Medicare Prescription Gap Insurance
Look for a new plan for your prescriptions gap insurance outside of Medicare. There are many health insurance companies offering coverage for people who fall in the Medicare Prescription gap. Look for these plans online. Also, visit a community center or talk to a pharmacist to find alternatives available in your area. - 6). Compare a few of these Medicare prescription gap insurance plans. Identify each plan's monthly premium amount, coverage provided; acceptance of the plan by your pharmacy and the types of drug and brands included. Make a decision based on your prescription needs and financial resources.
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