Even though there are regulations in some states against credit card solicitation of under-age persons, it is still occurring. Banks offer freebies to students to entice them into signing up for credit. If you are the recipient of such an offer, take the time to read the fine print and be absolutely sure that you understand what you are agreeing to. Misusing or over using credit can cost you a ton in the long run.
Safeguard your credit cards, driver's license, health cards and Social Security numbers. Keep them away from potential spying eyes. There are affordable lockboxes, often called fire safes, available in many hardware stores. Get one.
When you use social media, do not put personal identifying information out there for all to see because it is just an invitation to clever identity thieves. They can use only two or three items of information to steal your identity and make your life miserable.
If you shop online, check out the privacy policy and security of the sites to which you enter your credit card information. If the site bears the prefix: https://, you are probably safe.
All campus computers and WI-FI hotspots may not be secure. Don't use them for checking on personal and financial matters.

Commit to reviewing them often. Irregularities will become apparent. If you suspect fraud, place a fraud alert on your credit reports. They can alert you for a year.
If you get a telemarketing call from someone who asks for your Social Security number or other information so they can send you something wonderful, forget it. They do not need that information. Similar offers or promises of money or goods may come to you via email, too. Never give out personal information.
Using your laptop on campus could also get you into trouble. Keep it right with you so that nobody else can read your hard drive.
Shield your credit card or debit card when making purchases.
Pick up your mail daily. Do not leave it uncollected overnight. Invest in a crosscut shredder and use it to destroy documents you do not need to keep and would hate for anyone to get hold of.
Do not contribute to your own downfall. Do not tempt anyone by leaving your information lying around in your dorm room. Everybody who comes in may not be your friend.
Jane Hercules, MS Ed. is the author of this article. She has researched the varied locking mailbox options being advertised today. She is an educator who is concerned with the many reports of mail theft and subsequent identity theft all over our country today. Children are close to her heart and as a public school teacher and teacher of young children she is aware of a family's need for security.