Fact: Insurance policies covering commercial vehicles are approximately 50 times more valuable than standard personal automobile insurance policies. This means that there is a tremendous amount of liability and money on the line for insurance companies when the commercial vehicles they insure are involved in accidents. Insurance will go to great lengths to defend that money.
Fact: Insurance companies that insure commercial vehicles employ exceptionally aggressive insurance adjusters. Insurance adjusters are often compensated based on how many claims they close quickly and how little they pay out. Insurance adjusters who handle commercial vehicle accidents have years of experience denying claims and settling them for low-ball amounts, and have numerous effective tactics at their disposal that they can and will use against plaintiffs and accident victims.
Fact: Insurance companies have defense attorneys and accident recreation specialists on their payrolls, and will dispatch these professionals immediately after an accident involving a commercial vehicle occurs. The insurance company team goes to work at once building its case against you, proving that the accident was your fault. They will comb the crash site for evidence. They will aggressively seek witness statements that they will use against you. They may even solicit a statement from you, in order to later twist your words and repaint their context in order to use your words against you. Insurance adjusters and insurance defense attorneys may act like they are friendly or neutral to get you to trust them, but too often the result of your cooperation could be being tricked into saying something that lets the company and the driver off the hook.
Fact: The commercial driver is interested in working against you, too. The career of a professional driver may be at stake if the driver is determined to have caused a crash. If the opportunity presents itself, the driver may be tempted to slant the facts in his or her factor, tamper with or destroy evidence, or even lie outright. If a driver engages in such bad behavior, the insurance company has no incentive to investigate or discover the truth.
Fact: Transportation companies and other commercial vehicle operators routinely destroy records concerning an accident within six months of the accident. It is perfectly legal for them to do so, provided the records have not been requested by an attorney. This is a critical reason to use a personal injury attorney right away in your case. Often the defendant's records are critical towards building a case and getting compensation and justice. A legal professional can quickly secure documents before they are destroyed, so that you can make sure the relevant records are intact and available to help you prove your case.
Fact: Plaintiffs are best helped by experienced attorneys. Cases involving commercial vehicle accidents are complex and technical, and the other side will be staffed by experienced, aggressive attorneys who are highly organized and well funded. Tyler personal injury attorney Michael Grossman has twenty years experience representing the victims of commercial vehicle accidents. He can help you investigate your case, find out what happened, and present your options in a straightforward manner. He can protect you from insurance company pressure, lies and fabrications. Michael Grossman has litigated commercial vehicle accident cases against every major insurer in the United States. Insurance company adjusters, defense attorneys and accident recreation experts know the excellent reputation of Michael and the attorneys working for him, and they will often cooperate with our demands in order to avoid a jury trial. This means that we can help you get yourself and your family back on your feet quickly. If you or someone you love has been injured in a commercial vehicle accident, contact Grossman Law Offices today for a consultation to find out more about how we can help bring the parties who hurt you to justice.
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