Of course, we are all hoping that you will never need this information. There are a few things to do both before the accident as well as after to make sure that this issue is handled in the best possible way.

To start make sure that you are insured when renting your vehicle. While your credit card company and your car insurance policy may cover any issues that may arise, it is good to find out this information in advance. Then, it is always a wise investment to take the additional insurance offered to you by the car rental agency. Usually you can do this for as little as $10 per day, but it can really help make the process a much smoother one.

As soon as the accident occurs, call the police first to file an incident report. You should do this from where ever you are at the time of the accident and try to leave the vehicle in the position it was in when it was hit. Then call the rental car agency and report the accident. Do not admit any liability for the accident to the car rental company and do not offer to pay or settle the incident without the consent of the company themselves.

All relevant information should be copied and handed to the rental company. Repair receipts, police reports and all other documents that you have collected, due to the accident, need to be handed over. You will also want to keep an open communication with the rental company and provide them with any information that they may require in order to settle their claim.

If you are relying on your personal insurance policy for insurance, or your credit card company then you need to contact both of these companies as well at the time of the accident as well as any further information or paperwork you receive regarding this matter. Then be sure to follow up with all companies involved often so that you are not surprised to be hit with a bill that they have never paid. It is important since still the ultimate liability lies with you.

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