3 tips for improving poor credit
If you have poor credit then you have probably experienced a denial or two from a loan officer. It is really tough on people sometimes when they are really looking to improve their situation but ...
Category : Credit : Business & Finance
Prepaid Secured Credit Card - Teen Spending Solutions
Every kid loves to have an allowance to spend. Sometimes, it might seem like a good idea to give a teen a credit card when they have bigger needs than their allowance can buy. However, ...
Black Credit Cards - How You Can Capitalize on the Latest Thing in Credit
A few years ago American Express quietly debuted a new type of credit card, the AXEX "Black Card". Not just a name, the card really was black, and like pentagon programs sharing the same name, ...
Money Problems Created by Credit #1 - Introduction
Living here in San Diego may seem like a great thing and it is. The culture, nature, museums, zoos and everything else there is to offer makes this a great place to live and raise a family.
How to Choose the Right Credit Card
Credit cards and shovels have a lot more in common than one may think: both are incredibly useful tools that can dig you into a hole if you don't use them wisely. The old adage-"Choose the right tool for the right job"-certainly applies to both.
Why Apply For A Secured Business Card?
A secured small business card, usually requires the cardholder to open a special savings account and make a specific minimum deposit before the credit card can be issued. Also, a secured small business card lets you use your own money instead of borrowing against a line of credit issued by the credi
Your Credit Score - How is it Calculated?
Have you ever thought of how the credit score was calculated? There are actually 6 factors that can be used to determine the credit score of a person and each component comes with a different weight when it comes to refinancing the mortgage.
Free Credit Report Government - Danger! What to Look Out for
Know the scams - use tip and tricks to avoid the fraudsters when getting your free Credit Report - Read this first. Credit Report Government - Under US law every citizen has the right to get a copy of their own Credit Report with all their financial information contained in it, once a year.
Felony Credit Card Abuse
Credit card fraud or abuse is a felony in the United States. Credit card abuse includes identity theft, or stealing the identity of someone else and posing as that person to purchase goods or obtain funds.
Financial Responsibility for Married Couples
Every couple's situation is different, but financial issues are often the source of tension in an otherwise happy marriage. To avoid misunderstandings about who is responsible for what expenses, you and your spouse should discuss how your income and expenses will be appropriated. Keep an open mind t
Do You Really Need a Credit Card, Or Should You Go All Cash?
Given today's economic situation, and especially the problems with credit, you might be wondering if you actually even need a credit card. I mean, after all, it seems that they only lead to financial problems. But actually credit cards are useful in today's world. You just need to know how
What Happens if a Dividends Account Has a Credit Balance?
Companies set dividend policies to compensate financiers who pour money into their operating activities. Bookkeepers follow such guidelines as generally accepted accounting principles (GAAP) to record dividend payments. Accounting norms and industry standards dictate when a dividends account must sh
Credit Card Debt Info - Entrepreneurs and Credit Card Debt
In the United States, the working class is not facing unsecured liability problems alone. A lot of entrepreneurs are looking for dependable credit card info. They have pending card bills which require lots of finances to be paid. There is a considerable difference between getting settlement companie
Can Credit Counseling Benefit Bad Credit Holders?
Although this may sound a bit on the redundant side in actuality the definition of this topic could use some explanatory content. Credit counseling is the act of consulting with a trained and highly-perceptive professional within the genre of credit and credit management.
Taking Credit on Credit Cards
Are you a spendthrift or are you a miser? These questions do not matter as far you know how to handle your money. If you know where to spend your money and where not to ...
Your FICO Score
In today's increasingly automated society, it should come as no surprise that when you apply for a mortgage, your ability to pay can be reduced to a single number. All the years you've been paying your mortgage, car payments, and credit card bills can be analyzed, sliced, diced, spindled a
Manage Your Business with Credit Cards
There is a special tool for business owners who need to control and manage their finances and bear the fruits of the work. Business credit cards! Learn more how beneficial they can be for you and your business.
What's Best Practice For Using Credit Cards?
It's a question that most people who use credit cards might ask - what's the best practice for using a credit card? Especially if your getting ready to apply for a credit card, the question may be on your mind - since much of the advice about choosing a credit card focuses on how you'
Information to Put on a Credit Card Imprinter Plate
Many retailers prefer to use sophisticated electronic terminals and swipe readers to take credit card information from customers. The customer's card number is transmitted automatically via the Internet. But other retailers use credit card merchant accounts that require the use of a manual imprinter
GM Flexible Earnings Card from HSBC Bank
The GM Flexible Earnings rewards credit card has been revamped to be more attractive to people who aren't inclined to purchase a GM vehicle.