Living here in San Diego may seem like a great thing and it is.
The culture, nature, museums, zoos and everything else there is to offer makes this a great place to live and raise a family.
However, there are many people here that have seen hard times, not only because of this economy but because of their credit score.
When you look at how important your score is and why you need to take care of it, if you fail to do so it can cause a whole world of problems for you and your money.
Look at things like loans, charge cards, financing, and other ways you can borrow money when you need to but have to pay it back with interest.
Your score can cost you a lot here, especially as far as paying it back.
Home loans are a great example because your number will not only have a factor in if you get the loan application approved, but how much you have to pay each and every month.
For some people who get a home loan with a low number, they are faced with paying as much as $400 a month more on their mortgage payment than someone who has a good score.
The numbers are scary of what you can miss out on and what you can overpay if you have a low score.
That's why you need to do what you can to avoid hurting it.
The most common way to hurt it is with missed payments, something that many people are faced with right now.
If you do see your score go down too far and you want to do something about it fast you can go to one of the credit repair companies here in San Diego and they can fix it for you.
Credit repair is great because it can fix any score regardless of the reason it was lowered and it can do so in weeks.