Are you finding it unbelievably tough to avoid a sale and find yourself splurging on stuff that you really don't need to have and ease yourself afterwards by justifying the reason why you bought those merchandise? Is your credit card maxed out? Are you behind on your credit card bills because the total is just too big to settle? If the response to the questions is absolutely yes, then you should read more.
You are in much greater problem than you think.
When you currently have an unsecured loan just so you can support your shopaholic tendencies, then I recommend that you pick up the phone and call a debt settlement backend company now so they are able offer professional help and advice.
For the time being, it's important that the debt settlement backend company gave an unconventional (yet potentially effective) tip to break free from your credit card bond: get your card and freeze it.
Literally.
If you watched the film Confessions of a Shopaholic, then you know exactly what I am talking about.
Though it appeared incredibly silly in the movie, there's actually sense to the idea and we can definitely find out a thing or two from it.
Imagine filling up a big glass with water, dumping your credit card inside it and freezing it.
Next time you visit a department store and feel the itch to purchase anything impulsively, you would have absolutely no choice but to go home, wait for that ice encasing your card to thaw, then return to the mall to purchase that merchandise.
By that time, the impulse to purchase might have significantly decreased (if not absolutely disappear) and rational will emerge.
Giving it a chance to thaw, just then are you capable to process if you actually need the item or certainly not.
Thinking about the many things you must have already bought before, chances are you don't need it by any means because you already have something similar somewhere within your dresser.
Looks like encasing your credit card in ice isn't such a ridiculous idea after all.
Honestly, there is much that can be learned from that relatively silly idea from a debt settlement backend company.
The point is to think about and reconsider your purchase.
Before you reach for your wallet to get your credit card, let the idea sit first and give yourself time to think.
Impulse buying may be detrimental so help yourself by staying away from falling into its trap.
Getting a credit card is not a bad thing.
It's a matter of minimizing the urge to shop unnecessarily and ultizing it responsibly.
It's best to use it only when absolutely necessary because as a debt settlement backend company would certainly agree, it's never wise to spend money you don't have.