- 1). Review notices sent to you about the garnishment from a civil court, your state department of revenue or the Internal Revenue Service. Note the amount due for the judgment or for unpaid taxes.
- 2). Contact the debt collector if the garnishment is for an unpaid debt. Find a contact number on the court garnishment order, or ask the bank for a contact for the garnishment. Make arrangements to pay the amount due in full, or negotiate a settlement or payment plan in exchange for a lifting of the garnishment order. Make similar arrangements with state or federal tax officials if the garnishment is for unpaid taxes. Obtain an agreement in writing, including details and a date for ending the garnishment.
- 3). Contact your bank to confirm an end to the garnishment. Close the bank account if you still wish to do so. Close the account online or in person at a branch.
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