Car insurance can be expensive - especially if you don't know the secret for finding the cheapest company there is.
Fortunately finding the cheapest company is relatively simple and the savings can be well in excess of 30% over what you are paying right now.
And who wouldn't like to save 30% or more on their car insurance month after month? Let's start with a few simple things that every driver can do that will reduce the cost of their auto coverage - and then we'll talk about the biggest and best way for every single driver to save as much as 30% on their car insurance.
Start by paying your premium automatically each month, directly out of your checking or savings account.
This saves your company the rather substantial cost of sending you a bill every month and they are delighted to pass a good portion of that savings along to you.
Park your car in a garage at night rather than on the street or in your driveway.
Garaging your car at night makes your car safer from vandalism and theft and so your company will charge you less for your policy.
Driving less means you pay less for your coverage.
Join a carpool at work.
If you carpool with just one other driver then you will cut your number of monthly rush-hour miles in half - and that can save you a substantial amount on your monthly premium.
Increasing your deductible will save you money the moment you do it.
Of course, if you ever have a claim you'll have to come up with your deductible out of your own resources before your company will pay for any damages to your vehicle, so be careful how much you agree to pay.
Don't make promises you can't keep.
If you have an older car, especially one with little or no Kelly Blue Book value, then you're simply wasting your money if you pay for collision or comprehensive coverage.
Dropping those coverages on older vehicles can save you a bundle.
Here's the biggie.
Here's the way for you to save as much as 30% each and every month on your car coverage - and it's the easiest thing in the world for you to do.
Simply buy your coverage online.
That's it!Online brokers have no overhead so they are able to pass huge savings on to you.
In addition to almost no overhead, online brokers have a tremendous amount of competition - and the more competition the lower the price to you.
Online brokers will do almost anything to get your business.
Buying your car insurance online is a no-brainer.
You'll save up to 30% each and every month, and you'll know that you've found the cheapest car insurance company around.