Business & Finance Stocks-Mutual-Funds

How to Buy a Savings Bond

    How to Buy a Savings Bond

    • 1). Investigate the different types of bonds. Bonds can vary by their rules and regulations, as well as how they accrue value. The government offers two main types of savings bonds, Series EE and I bonds, which have several differences, including their purchase value. Research what type of bond you want and if you need to, speak to a professional before choosing your bond.

    • 2). There are several ways that you can purchase a savings bond. The easiest is to simply walk into a bank and buy one. You can purchase a savings bond from almost any commercial bank, credit union, or savings and loan. Purchasing a bond from these institutions is a simple transaction like any other, a simple exchange of money for the bond.

    • 3). A savings bond can also be purchased for you directly from your paycheck. You can have a predetermined amount set aside from your paycheck each week, and savings bonds purchased for you. Check with your employer employer for details

    • 4). Another option is to buy savings bonds online. To do this, you visit the www.savingsbonds.gov and follow the steps to buy bonds online. This is a very simple process that can be completed in just a few minutes.

    • 5). Many people buy savings bonds as gifts for others. If this is what you are doing, be sure to follow the specific instructions for buying a bond as a gift. A savings bonds needs to be bought in the name of the recipient, so have as much information about who you are giving the gift to as possible when making the purchase.

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