Long before, credit cards are considered to be a luxury.
Today it's almost a necessity.
We can't disagree on the fact that both of us owns more than 2 cards right? and because of these, card companies are growing bigger and bolder as we speak.
What we need to do is to act and consider the benefits of not having any credit card debts to pay off.
We must understand a few concepts first..
(1)Everything we buy that uses our credit card is actually a debt.
Most of us treats the card as our own money.
But remember "It's not cash.
It's not our money.
"It's the banks money".
(2)Credit cards are just a plastic card.
"a plastic card!".
The card is a representation of your "favorite bank agent" who pays for whatever you buy then smiling after you turn your back.
(3)Everything we purchase contributes to our credit card debt which is now becoming more and more profound.
We must take action and get rid of our debt for our own sake.
or maybe for most, for our family's sake.
(4)It is one of the legal ways that a bank can rob our pockets.
I'm not running a plot against the banking industry nor getting a good readers side.
I'm simply expressing ways on how to find a great credit card debt solution.
(5)We have to accept the truth, it's our call not them.
Remember when you first visit the bank? When you first apply for a card? Remember those days when we're all excited to get a hold of the plastic glowing and shining card? I do! and it feels really good! My First target? A Toshiba Laptop! 2nd an iPod nano Yeah!.
I can't forget that feeling cause I'm like most people.
"I can't save $1200! Whenever I get a paycheck I spend it like hell "Buy this Buy that!".
That's why when I had my very first card I instantly purchased the laptop I was dreaming of and paid it little by little for 1 year.
Talking about feeling of contentment.
We must keep that same feelings of excitement that once occurred to us.
Let us convert it into something that excites us, like having the knowledge of a great credit card debt solution that will suit our needs.
After setting up a program that will get rid of your debts, Do it, make it happen but Do not put all your attention to it!