Many drivers have decided that rather than pay high premiums they can't afford, they would try to drive and avoid the law.
This makes our road not safe for other drivers who now have to get cover for uninsured drivers thereby increasing their own already high rates.
Rather than not be with a coverage, let us see how we can get cover at a more affordable rate.
One thing we advice people to do to save bulk money in their auto insurance is to pay their premiums annually as against monthly.
Yes, this save money but many people would find it difficult to raise the bulk money needed for the annual premium payment.
For this people it would be easier to pay monthly though they would attract some administrative charge.
Savings can be made if you first take the time to do comparison shopping.
Free online car insurance quote is one good way of doing comparison shopping.
For best results, go to an independent comparison site and get free online car insurance quote.
Compare the quotes you get noting how much different insurers charge for the coverage you need.
From these, you can determining the insurer offering the best deal.
After settling for an insurer and buying a policy, you can make significant savings by taking some more steps.
Improve the safety of your car and get a safety discount.
Your car would be safer with air bags, automatic seat belts, ABS etc Get Security discount for installing car alarms, anti theft devices and other security gadgets in your car.
Combine your policies with an insurer.
An insurer would give you some discount if you have multiple policies from them.
Get your home, health, life etc from one insurer.
You however need to compare to know be sure that the savings you are making by doing this is the best savings you can make.
Sometimes you can save more by getting policies from different insurers offering cheap rates for certain policies.
Raising your deductible is another good way of reducing your monthly payments.
You however need to be careful in doing this.
You should choose an amount you can pay since if you do not pay, your insurer would not fulfill their part.
To start making savings, get and compare free online car insurance from independent comparison sites.
Follow the links below.