Identification

• No-fault insurance coverage allows the insured to file a claim with his own insurance company, even if the other party was to blame for the accident. No-fault insurance coverage ensures that the insured will be reimbursed for her damages and medical expenses, even if she was hit by someone who is uninsured or underinsured or by a driver who leaves the scene of the accident.
  
  

Considerations

• Residents of Maine are not required to carry no-fault insurance coverage by law. However, they are required to carry a minimum $1,000 in insurance for medical bill payments. Maine also requires uninsured motorist coverage and liability insurance coverage.
  
  

Minimums

• Maine drivers are required to carry liability insurance of $50,000 for bodily injury to one person, $100,000 total bodily injury per accident and $25,000 for property damage per accident.