With the arrival of Healthcare Reform there are many misconceptions of this new law.
There seems to be one view of the purpose of this affordable care act law.
The first misconception is this act is strictly a plan in place for the less fortunate economically; this is far from the case.
Even middle class Americans are finding the cost of insurance outrageous hitting their bottom-line too, they are the ones' crying the loudest experiencing new deductibles and higher premiums.
Not even thinking of their finances, people who are poor in health are the ones who has and will benefit the most under this new reform.
The second misconception is when we hear of the government involvement in anything there is an interpretation that it's for people who need some type of government assistance.
This is far from the truth, over the years the health insurance industry has not been regulated or overseen the way it needs to be to protect consumers from insurers.
The government has hap hazardously failed the American people by allowing insurers' to insure people of their choice without much resistant or thorough regulations.
For years insurers have rated or altogether denied people with pre-existing conditions the opportunity to have health insurance.
New regulations had to come to pass to make health insurance accessible for everyone.
People who were once considered uninsurable are now able to be insured.
The third misconception is from medical providers.
Some providers believe that the change in the law is for poor people who are economically challenged, and that the indigent are the only ones in need of government assistance; this is far from the truth as well.
Physicians and their staff need to learn and understand that the purpose of the affordable care act, is just that, to provide coverage and assistance to those unable to afford health insurance on their own.
This has nothing to do with how insurers' will pay providers, as much as it's has to do with physicians continuing to do their part to help as many people as he or she possibly can in their area of expertise.
Medical professionals has taken an oath and a code of ethics to honor their duties to provide care to those in need of medical attention, and to help heal and treat illnesses and diseases.
The madness had to stop somewhere.
In his election campaign, President Obama stated what he wanted to accomplish as President of the United States.
His two-term election has allowed him to finish his dream and wishes of passing several laws over the years.
In my opinion, healthcare reform is and by far the most important, because this law affects every human being born in the US.
Everyone should be embracing this new mandate because there are so many benefits involved compared to the way the law used to be.
If there was no change, then many people would still be in dire situations with their own healthcare and many would not be able to afford any coverage at all, crumbling under the limitations that were once set under the old law.
Under the old law, there were limitations an insurer would cap financially for a persons' care.
Today, thanks to this new mandate, there are no limits if a person found themselves being hospitalized extensively or needed medical attention far exceeding their five million dollars lifetime cap by carriers.
Today it's the other way around; consumers' have a maximum out of pocket limit to help prevent themselves from going financially broke.
As consumers' we have to keep in mind, we are the ones' in control of our own health and our finances.
We should utilize this affordable care act law to our advantage and stop letting the government allow heavy-hitters (insurance companies) to get away with mistreating the average consumer because of certain medical conditions and a lack of finances.
We all need medical care and treatment when we are sick and afflicted with an illness.
Let's get the right perspective of healthcare reform.