Many students don't realize how important health insurance is.
And, considering they're young and probably in perfect health, it's somewhat understandable that they don't think all that much about health and medical insurance.
Some students are lucky and have their parents pay for their insurance coverage, however, most aren't so fortunate.
Sure, there are clinics on most campuses, but unfortunately many of them don't provide a whole lot of coverage.
Student health insurance rates vary across the country.
If you're a student and don't have much money, but still understand the importance of having a healthcare plan, then you need to do a comparison shop.
Just like anything else, you shouldn't just pick the first cheap plan you come across.
You need to take some time to look around.
While you're shopping around for student health insurance, here are a few questions you need to ask yourself: o What is the maximum amount of insurance a certain company will cover you for? o What is the cost, and how does it change with various deductibles? o What will a particular plan NOT cover you for? o Are there are restrictions on the type of hospitals you can go to? o Are there any restrictions on the physicians you can visit? o Will a particular plan cover only undergrads or graduate students? There are student health insurance plans and programs all over the country.
No matter what state you're living in, you can use the internet to shop around for different quotes.
You will more than likely find a great plan at a price you can afford; all it takes is a bit of research and comparison.