People are always looking for ways to reduce their insurance premiums while maintaining a high level of coverage.
Some would say this is impossible, others say it is not.
One of the things any person can do, on a yearly basis, to reduce his or her insurance costs is to take a defensive driving class.
Defensive driving is not meant to be just a way to lower a person's car insurance rates but is meant to be a way of driving that lasts forever and contributes to lower accidents in general.
Defensive driving is a way of driving that involves making a conscious effort every single time a person gets behind the wheel of a car to take any and all precautions for a safer ride.
It is not just about thinking about how to keep one's own car safe but also to avoid incidents and injuries to the passengers and fellow drivers on the road.
Granted, not everyone adopts the strategy but it is a good idea at least to consider it.
Considering the hundreds of tragic stories and the shocking statistics all tied to vehicle accidents that are all caused by a driver's negligence, one would think there would be more people practicing defensive driving.
A huge number of accidents involve individuals that believe they know how to drive so well that they can weave in and out of traffic at obscene speeds without anything happening to them.
Defensive driving is a training, practice, and mindset for drivers.
The overall goal of the entire theory is that it wants to guarantee, as much as possible, safety in travelling by car.
This goal can be achieved through proper adherence to all rules of the road (i.
e.
using a directional to indicate a lane change or upcoming turn) as well as through implementation of a number of driving techniques.
Drivers that understand and practice defensive driver are those who possess the knowledge, skills, and the right attitude while driving.
These drivers know the traffic rules like the back of their hands, are highly skilled when it comes to driving but are neither lax nor overconfident, and have the appropriate attitude towards other drivers that are on the road.
Control of road rage as well as an ability to anticipate the moves of other drivers are key attributes or abilities of any driver that practices defensive driving.
Overall, these drivers receive the lowest possible insurance rates not because they are superior drivers but because they have skills that will reduce the number of accidents in which they are involved.