Filing for Bankruptcy - The Emotional Side
Many people have negative feelings when contemplating bankruptcy. Understand that filing does not make you a bad person and everybody is entitled to a new start.
Category : Bankruptcy : Business & Finance
Credit Debt Relief Programs - A Legitimate Debt Relief Option Or A Rip Off?
Credit debt relief programs were once though to be a very risky option for getting out of debt for good reason. There were to many shady debt relief services that would take advantage of debt ridden consumers and rip them off by charging large upfront fees without providing any beneficial service. W
Filing Bankruptcy? The New Law Went Into Effect Eight Years Ago
Eight years ago, the BAPCPA of 2005 went into effect. It's not like this was a nostalgic event, but it changed the way that Americans file for bankruptcy. Not only did it change the way, but it made it much harder to file Chapter 7 bankruptcy.
How Much Do Medical Coders Make Anually?
Medical coders record the services provided to patients using a coding system. Due to an expected increase in the number of medical procedures, the Bureau of Labor Statistics (BLS) reports a faster than average increase of employment for medical coders of 20 percent between 2008 and 2018. These code
Why Do Most Bankruptcy Plans Fail?
Sadly, most bankruptcy plans fail because new bankruptcy laws require debtors to contribute a large percentage of income toward repayment of debt. Payment plans are financially constrictive and usually extend for 2 to 3 years; making compliance nearly impossible if emergencies arise.
Filing For Bankruptcy Process - No Lawyer - No Approval
A blacksmith cannot replace goldsmith and a goldsmith cannot replace a blacksmith. This principle is applicable to filing for bankruptcy process too.
What Happens After Bankruptcy?
Now that everything is over you're probably realizing you're not sure of what to do next--what happens after bankruptcy? Unless you put forth some effort to building up a new credit history, not a lot will happen.
Defend Against Bankruptcy: Know Bankruptcy Laws
If you take a look around, you will be able to see that the world has really changed in recent years. Since the economic downfall, the world has become quite an unknown place for most of the people.
Who Is Eligible to File a Chapter 7 Bankruptcy in Colorado?
In order to file Chapter 7 bankruptcy in Colorado, you must qualify according to both federal and state standards. Chapter 7 bankruptcy is a powerful legal process that offers you the opportunity to discharge all of your debts without any repayment. As a result, the courts must determine that you ar
Chapter 7 Bankruptcy and Exempt Property
When an individual declares bankruptcy, he or she has the option to declare either Chapter 7 or Chapter 13. While the desired result for both is to make an individual's debts more manageable, the two chapters achieve this end in very different ways.
File Chapter 13 Or Chapter 7 Bankruptcy You Want To File Meticulously
Before 2005, the bankruptcy activity allowed the debtors to choose the type of bankruptcy that they wished for. On a personal level they could either go with Chapter 7 insolvency or Chapter 13 settlement plan. After the year 2005 rules were formed in order to curb the number of bankruptcy filed unde
Collection Agencies and the Debt Collection Legal Process
All collection agencies serve as third-party debt collectors that either work under contract recovering unpaid debts for other companies or purchase and collect on delinquent accounts from the original creditor. Any debt collector with the legitimate right to recover a debt you owe reserves the righ
Can You File Chapter 7 & a Forensic Audit?
During a mortgage crisis or faltering economy, a homeowner may have a difficult time making mortgage payments due to various personal and financial circumstances. The problem may be exacerbated by issues related to the structure of his mortgage: The homeowner may face high interest rates, balloon pa
Should I Get a Divorce Before Declaring Bankruptcy?
Bankruptcy and marital breakup often go hand in hand. The financial pressures of attorney fees, support payments and the sudden disappearance of a spouse's income from the household can drive even the most financially responsible party into the poorhouse. Regardless if an absolute divorce first has
Finding Auto Loans After Bankruptcy
Finding auto loans after bankruptcy doesn't have to be a very difficult process, but there are some things you'll need to accept up front. You will have a hard time doing this immediately, but with a little patience you'll be able to find a decent deal for your circumstances, and hope
How to Declare Bankruptcy in Colorado
The process of declaring bankruptcy is one that will allow you to rid yourself of debts that you cannot pay. If you are struggling financially declaring bankruptcy may be an ideal way to get yourself back on more secure financial footing. Colorado residents will need to make sure they understand all
Bankruptcy Chapter 13
Informative article for bankruptcy chapter 13, tips, recommendations and much more on this topic of bankruptcy chapter 13. Check our web site to find other related information for this topic that may be of benefit to you...
What Happens When a Stock Company Files for Bankruptcy?
When a company that has stock trading in the financial markets files for bankruptcy, the results can be disappointing. Only if that company emerges from bankruptcy and goes through a corporate restructuring could that stock continue to trade. If the bankruptcy filing is more dire, investors are not
Saving Your Home With Georgia Bankruptcy
You need not lose your Georgia home. This guide focuses on how to use laws, such as the homestead exemption, to avoid foreclosure.
Is It Hard to Rent After Filing Bankruptcy?
Many Americans have ended up filing bankruptcy due to losing their home to foreclosure. This leaves them homeless and without credit. Many people fear that filing bankruptcy will not allow them to be able to rent a home.