Then you'll do well to take note of the following and implement them to the letter...
1.
Paying your premium yearly will attract cheaper rates than choosing monthly payments.
True, monthly payments might be less stressful but it's also much more expensive.
If you do transactions with banks you will agree with me that each check you process is regarded as deal which attracts charges.
For twelve payments (that is, your monthly premiums) you will have a sum of twelve transactions.
This means that you'll pay transaction fees twelve times.
Besides, there are also administrative costs that come with the monthly payment option.
For instance, it costs insurance companies millions of dollars yearly to send out payment notices.
These and more are then included in your rate thus making it higher than if you paid every year.
2.
Ensure you keep a good credit record.
If you have anything to do with marketing you'll understand why it is a gradually more important indicator with a growing number of insurance companies.
Your credit history reveals much about you.
If you have a really awful credit history, an insurance company will surely view you as a high risk.
3.
It is crucial that you compare auto insurance quotes thoroughly.
The internet gives the easiest avenue to achieve this.
Request as many quotes as you can (I recommend getting quotes from at least five reputable sites).
The little time needed and the ease of completing the required forms make it easy for you to obtain many quotes.
If you factor in the amount you'll save at the end of the year for spending those minutes, you'll agree that it is a very smart investment.