- 1). Take a careful inventory of your present financial situation. Write down all available incoming funds. Compare your available funds to what you owe. Decide on a course of action you need to take to meet these outstanding obligations, and hunt for a course that will guide you through the process.
- 2
Debt settelment legalities must be carefully considered.Legal Law Justice image by Stacey Alexander from Fotolia.com
Review the legalities and borrower's rights for your area, since they differ according to locale. Learn your legal standing and requirements as the borrower. Make sure the course you select is legal. Do not buy a course that instructs or hints at ways to reduce debt that perhaps are not legal. - 3). Look at the age and experience of the company selling the course. Do not spend your money on beginners with no experience. Examine both the bios of the course sellers and their specific related experience in the profession. Personal debt settlement is not an enterprise for the novice adviser.
- 4
Cutting excessive spending is one obvious debt-clearing strategy.Debt concept - cutting a credit card image by Sophia Winters from Fotolia.com
Review the purchase history of the course with what those who have bought it are saying. Weigh both good and bad comments carefully. Do not let a negative comment sway you from what otherwise appears to be a solid, effective course with step-by step directions, which will yield the desired results. - 5). Read the contents of the course. Make sure the course teaches you what is necessary to handle the debt negotiation correctly and in line with the course of remedy you decided on in Step 1. Take special note of any and all legal issues the course covers.
- 6
Online courses, which can be completed at your own pace, are ideal.computer image by fotografiche.eu from Fotolia.com
Hunt for courses that are organized and presented sequentially and in a logical, orderly fashion. Make sure the concepts are explained and described sufficiently. Find courses that use different media to teach and convey the strategies. - 7). Hunt for courses that use multiple teaching methods. Choose only from the courses that offer visual summaries and confirmations of the course material covered. Buy only courses that show videos as well as teach.
previous post