Business & Finance Credit

How to Report Insurance in Indiana

    Getting Plates

    • 1). Find your insurance card or policy. While you don't need the actual deck sheet or policy, you do need some information from it.

    • 2). Copy the policy number and name of the company on a sheet of paper. You can use an insurance card if your company offers one.

    • 3). Take this information with you to the Bureau of Motor Vehicles when you purchase your license plates. Don't make the mistake of bringing the name of your agent or the agency that sold you the policy. The BMV wants the name of the company whose policy they sold.

    Accident Report

    • 1). Call the police. Sometimes on snowy or icy days if there's many accidents, they request you simply take down all the information if there's no one injured. You can start noting as much information as possible while you wait for them if they are coming.

    • 2). Write down all the pertinent information after an accident. If there are witnesses, get their names, phone numbers and addresses. Note the names of streets at nearby intersections if your accident didn't occur at an intersection. Get the name, address and insurance company of the other driver.

    • 3). Secure an Indiana Operators Proof of Insurance/Crash report if the damage was more than $1,000 or there were injuries. A link to a printable copy is in the References section. The report is a method of reporting insurance at the time of the accident.

    • 4). Request a copy of the accident report if the local police arrived at the scene. These reports normally cost a few dollars, but they contain all the official information. You get them by submitting a request to the department's division of records or simply by going to the police station.

    • 5). Fill in all the information on the crash report, then take it to your local agent to verify your insurance coverage. He has to fill out a section and sign it, verifying that you had insurance on the day of the accident.

    • 6). Send the report to the Bureau of Motor Vehicles PFR/Crash Report Section, P.O. Box 7169, Indianapolis, IN 46207 within 10 days of the accident or face losing your license. If the driver is injured and not capable of doing this, any person in the vehicle at the time of the crash can make the report.

    Proof of Insurance for Your License Reinstatement

    • 1). Contact an insurance agent or insurance website if the state suspends your driver's license for not meeting the state insurance/financial responsibility requirement.

    • 2). Ask if the provider files SR-22 forms required to reinstate your license.

    • 3). Purchase a policy with at least the state minimum requirement.

    • 4). Ask the agent to submit the SR-22 to the state once your secure insurance from the carrier. Wait for the letter from the state telling you that you now have a reinstated license.

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