When it comes to Calgary auto insurance there are a number of plans and options available for you to choose from. In fact, there are almost too many choices, and that can make navigating your way to the right one a considerable challenge. Because there are nuances to every policy available, it's best to hire a professional broker to help steer you to the policy that is right for you.

Top 3 Reasons to Use a Broker

1.    Brokers are your liaison to the insurance industry. Your broker works on your behalf to research the policies that best fit your needs and then to negotiate premiums and rates that are affordable for you.

2.    Using a broker saves you time and energy. Life moves fast and the last thing you need is to spend hour upon hour researching insurance policies. Let a broker do all the heavy lifting for you. It'll save you time, and as they say, time is money.

3.    A broker is your one-stop contact. It can be frustrating to call your insurance company and be put on hold for hours at a time as you are transferred from department to department. Instead of calling your insurance provider directly, you can call your broker when you need to ask questions.

How to Keep Your Calgary Auto Insurance Rates Low

Everyone likes to save money throughout the year and saving on your insurance premiums can make a big difference in your bottom line. These simple tips will help keep your rates low year after year:

•    Drive safely. Obey the speed limits, drive appropriately for road conditions, and never drink and drive.

•    Keep your car in good repair. This will help you avoid accidents, which can cause your rates to skyrocket.

•    Look for discounts. You can often save a bundle by bundling your home, auto, and life insurance policies together with the same insurance provider.

•    Balance your deductible with your premiums. By paying a little more on your deductibles, you can save a fortune on your monthly premiums.

•    Compare insurance rates annually. Don't just automatically renew an old policy at the end of the year. You should take the time to shop around and compare rates to see if you're missing out on big savings from a competing insurance provider. If you are and you like your current provider, your Calgary auto insurance broker can negotiate a better rate on your behalf.

Rely on Bow Valley Insurance to Save You Time & Money

For 33 years, Bow Valley Insurance has been saving our clients time and money by helping them find the best coverage at the most affordable rates. Whether you need home, auto, or life insurance we will be happy to reach out through our network to find you the insurance coverage you want at the best rate possible. Contact us by calling 403-297-9400 and our brokers will be happy to explain in detail how we work and to get the process started.