Millions of workers go about their jobs every day, whether day laborers, doctors, lawyers, construction workers, factory workers, or nurses. They walk about at work, perform repetitive tasks at work with their hands, shoulders, feet, eyes, and inhale the dust and air from their surroundings. Most of these workers don’t know that they may be, every day at work, sustaining micro injuries which over a period of time will amount to what is termed a “cumulative trauma” injury whether to their back, shoulders, hands, or internal systems. And then there is the mental and emotional stress of work which can lead to a psyche injury. These workers use their private or employer-sponsored health insurance to diagnose and treat these ailments. It says here: you should not.

Enter the workers compensation system – specifically intended to treat any worker from ailments or injuries sustained at worked for free. An injury does not have to be disabling. It does not have to be painful. It does not have to due to a specific incident. That discomfort your hands and fingers feel from typing too much, your eyes from staring at the computer screen too long, all while working for the benefit of your employer, may qualify as an injury.

So why use your regular insurance when you can get treated through your employer’s workers compensation insurance employers are required to have? The advantage of using your employers workers compensation insurance for health care are bountiful: you get high quality health care for free, the best diagnostic tests ( quick, when was the last time you insurance carrier authorized an MRI because of your complaints of back pain), you get paid for any time you miss from work due to your ailment, you get paid mileage to your doctor, you get paid a residual amount of money if you cannot completely recover after treatment for your ailment, and, equally sweet, because workers compensation insurance executives are petrified of your health costs, they will gladly hand you a financial windfall just to buy out your future medical care rights. It’s your choice to accept or refuse. If you accept their offer, you can still get health care using your regular insurance. If you refuse their offer, they are obligated to provide medical care to you for as a long as the symptoms for the injury sustained at work persists.

The health care eBook found at [http://freehealthcaretoday.com/] provides a comprehensive guide as to the benefits the workers compensation system provides, how to obtain these benefits, and how to avoid insurance carrier’s tricks. It also summarizes and compares the workers compensation benefits provided in each State.