The secret strategies to fast credit repair are so obvious, that most people overlook them.
Credit counselors know that most people do not take the time to figure out how to raise their credit score on their own, but could be faced with circumstances that call for desperate measures.
Knowing this, credit counselors use these simple strategies to help people increase their credit rating, but charge thousands of dollars.
But you can do these exact same fast credit repair strategies on your own.
There is no need to hire counselors or pay expensive fees.
In fact, some of these techniques can be done in just 5 minutes.
They don't require any specialize knowledge or certain connections.
In fact, the law is written so you, the consumer, can protect yourself.
There's nothing you can't do completely on your own.
For example, Allen Densen's car broke down and the repairs would have costs more than the value of the car.
So he went car shopping.
He found a great car at and negotiated an incredible price.
As he was completing the paperwork, Allen was informed that he was denied an auto loan.
But Allen needed a car to get to work and could not afford to not get a loan.
Knowing that all the bank wanted to see was a better credit score, he decided to find out what he could do to immediately increase his loan rating.
That's when he learned about the debt ratio and that all he needed to do was call his credit card company and ask for a bigger credit limit.
By doing this, Allen immediately reduced his debt ratio and boosted his credit score.
He went back and visited the car dealer and told them there was a mistake with his credit that had been fixed.
As a result of this 5 minute phone call, Allen was instantly approved, and he drove off the lot with his brand new car.