Today there are insurance companies that provide real solutions and great coverage but many people are just not able to afford it.
Things seem to be getting worse, as Blue Shield has recently announced an increase in rates of 59 percent across all individual policies.
This is a disastrous notion.
The fact is many other insurance companies may soon follow suit.
If there is any hope for insuring our future then something must be done.
It does not seem that government intervention will be enough; at least not with the new policies.
Something more drastic needs to happen else we all face an uncertain future in the health care of our nation.
It seems one of the best ways to fight rates is to get coverage through jobs.
There are literally thousands of companies that have some pretty sweet deals when it comes to health care costs and that is because group health insurance policies.
You see, group health insurance provides the backbone for survival of heath care because the costs are so low.
Buying in bulk has always saved money; it has been a common practice for literally thousands of years.
The same is true with health insurance, but with a small hitch; everyone needs to be on a similar plan.
There are PPO plans and HMO plans and if one of the employees decides to go outside the norm of the rest then he or she can expect to pay a premium.
This is not to say all is bad for those who wish to get extended coverage; it just means that everyone can adjust their plans for a premium.
Most people will stick with the basic package and take full advantage of the savings of group health insurance.
This seems to be the best option for most of this country; take care of the emergency health concerns with the proper coverage and lower the cost of doctor visits.
Of course, in order to keep insurance costs low, we all have to do are part by staying healthy.
That means going out and getting exercise on a daily basis; usually an hour of cardiovascular a day should do it.
Getting exercise is just the beginning.
Make sure you eat the right foods and get a nutritional habit of eating.
Keep in mind that we all have to work together to keep health insurance premiums low; and do not underestimate the power of group health insurance.