You may be reading this because you're drowning credit card debt.
Just like millions of other Americans you'd like to find a simple solution that doesn't put a ding on your credit score.
You don't have a rich relative to bail you out.
Your chances of winning the lottery are almost non existent and you really need to get a handle on your finances.
You'd like to do this legally without resorting to bankruptcy and you need it to happen fast.
Bankruptcy filings are on the rise with most Americans carrying credit card debt of over $10,000.
Now the economy has taken a nose dive.
One of the problems with bankruptcy is it affects your credit for 10 years.
There is another solution you should try before considering going bankrupt.
Legally eliminate your credit card bills with the help of a debt consolidation service Zap Credit Card Debt Is there a way out of this situation? Have you considered a debt consolidation service? They will contact the companies you owe money to and stand as a barrier between you and them.
They will negotiate a payment plan for you that you can live with.
You'll have one payment which includes all your credit card obligations.
It's not unusual for them to reduce your balance by up to 50% or eliminate all the fees that have been added to your account or even to get the credit card companies to lower or eliminate the interest rate you have to pay.
It's their job to help you avoid bankruptcy and the nasty scare it leaves on your credit.
Consolidating Your Credit Card Debt Stop the craziness! Don't waste anymore time or sleep worrying about your bills.
Your creditors don't care what your problems are, they just want their money.
They don't care if your unemployed, have a medical emergency or if your family has enough money for food and a place to live.
That debt collector is being paid to wring every last cent out of you no matter who suffers.
They consider you a deadbeat.
You probably need a little help getting your finances in order.
A debt consolidation serve will stop the debt collators from harassing you both on the phone and by mail and will negotiate a plan for you that's in your best interest not the credit card companies.
They do this for a living and know what results to expect and exactly what to say.
They aren't so close to the situation that they can be intimidated and know how to handle a threat.
Relax it's fast, confidential and only takes a few minutes to stop all the craziness.