Do you tend to travel a lot via airlines? If you're shaking your head yes, the next question I want to ask you is if you're getting rewards every time you fly? If you're shaking your head no, you should pay attention right now so I can show you exactly how you can get the most out of your next flight.
Did you know that some airlines out there will give you a free airline ticket just for signing up for their credit card? If that sounds good, what if I told you that you can keep getting these tickets if you continue to fly? Sound good? If so, let's continue.
A travel credit card is very similar to any other credit card on the market.
Instead of a regular card, a travel card focuses more on travel related purchases such as airline travel.
Every time you travel, your card will give you points or miles.
Once you get enough miles or points, you can turn around and cash them in for a free airline ticket.
What are things I should look out for? If a travel credit card sounds good to you so far, you will want to continue reading because there are things you're going to want to look out for on the application and the terms and conditions.
Annual Fee - Travel cards are notorious for having an annual fee.
As you know by now, this fee will have to be paid each year regardless of how much you use your card.
Make sure you do your research and see if that would be a card you really want to apply for.
Yes, there are great cards out there that have an annual fee but there are other cards out there as well that don't have an annual fee at all.
It will all depend on what airline you want to affiliate yourself with.
The airline - The next thing you're going to want to look out for is what airline you can use this credit card with.
Some cards will allow you to get points and miles for any airline while a specified airline card will only allow you to use your card with that particular airline company.
If you tend to fly with one company a lot, I would advise that you apply for a card that is associated with that airline.
If you find yourself flying with everyone, you'll want to apply for one that is accepted by all.
When it comes to travel, you really can save a lot of money if you use your card right.
You have to remember to pay your card off in full each month so that you can avoid those pesky interest rate charges.
This way, you can take full advantage of the card.
Also, when you look for your first travel card, be sure to look out for which cards will offer a free airline ticket when you sign up.
Sometimes, you'll be surprised on how many cards actually offer this.
If you do your research right, you will find the perfect card in no time.