Every mom and every day knows that some day they will have to buy car insurance for their kid.
They hope that their teen is a responsible boy or girl, gets good grades, and passes some sort of driver's education program - and if that is the case, then getting young persons car insurance will be easy.
But, if your kid isn't at the top of the honor roll and already has had a run in with the law, then you might have a little trouble.
The best thing to do why looking for young persons car insurance is to start early, well before your child reaches driving age.
You want to make sure that you are working with an insurance company that will welcome your kid and give you a discount for having multiple drivers.
Believe it or not, some insurance companies really don't want to insurance your teen, and you will see that in the prices that they quote.
There are, however, many companies that welcome new drivers, knowing that by providing them good service when they are young, they can create lifelong customers.
This is quite simply, good business.
If you are looking for young persons car insurance, you should keep a few things in mind.
First of all, make sure your teen is driving an automobile that is cheap to insure.
Check with your car insurance company to find out what cars are on that list - it changes from year to year.
Get your teen into a defensive driving course as well as a regular course.
The more driving education your child has, the cheaper the insurance.
And, finally, good grades mean low rates.
Make sure your child has a good attendance record at school and decent grades and they will get an ever better rate.