A stroke is classified as a cerebrovascular accident.
It is a major medical emergency that involves a disruption in the brain's blood supply.
A number of things can cause this including a decrease in blood flow, blockage, or a hemorrhage.
The result of a stroke is the rapid loss of brain functions which manifests itself as a sudden loss of cognitive abilities, motor control, and understanding or formulating speech.
The leading risk factors for stroke include high blood pressure, diabetes, high cholesterol, and smoking.
If you have had a stroke before, you are especially vulnerable to another attack.
Neurological damage, health complications, and death are some of the outcomes associate with having a stroke.
Nobody really buys insurance hoping that they will have to use it.
But there are so many things that can go wrong with the human body that it is crazy not to have a policy.
If you have one of the risk factors for stroke, have had a stroke before, or your family has a history of these neurological events, then there are a few things you want to take into consideration when purchasing health insurance.
The thing you want to check is your coverage for hospital stays because that is the first place you are going to go when you suffer a stroke.
Hospital stays can cost upwards of $5000 per day especially if you are place in an intensive care unit.
Without adequate health insurance, you can easily be bankrupted by the medical bills associated with the cost of treating you in a hospital.
With insurance there is a limit to how much you will be required to pay out of pocket before the insurance kicks in.
Therefore, a potentially $50,000 hospital bill can be trimmed down to $5000 and save your financial bacon.
The other thing you want to consider is the aftercare, such as how much of your medication will your insurance policy pay for.
If your stroke was fairly severe, then you may need in-home care for awhile.
Having a policy that pays for home visits from a health care professional can save you a lot of money as well.
If you health insurance doesn't quite measure up, it is very easy to find another one that does.
To begin your search, visit a health insurance quote website to get quotes from hundreds of insurance providers.
Getting the proper care when you suffer a stroke can literally mean the difference between life and death.
If you need assistance in this regard, we can help.
Please visit our website at http://www.
health-insurance-buyer.
com and leave your contact information so we may respond to your request.