Being turned down when you ask for help can be a real awful feeling especially when you desperately need it. Many people are faced with the need for financial help in their life. It is always difficult to borrow money from family and friends because it is not only awkward it can also be a humiliating experience. It is like rubbing salt on your wounds when people express sympathy about your financial situation before they lend you money. The only option most of us can think of is to apply for a loan from a financial institution.

We go through all the hassle and apply for one and then patiently wait for the loan angel to shower its blessings on us. However it can be a real rude awakening if you were to discover that your loan application has been rejected. Based on how much you required the money it could feel like the whole world around you is crumbling. A thousand questions race in your mind including is there any way you could get a quick loan.

If you have found yourself in this situation chances are your application was rejected due to a bad credit score. Some of you might not have been aware that you have a bad credit score however most of us have already been graded based on our credit score in to excellent, good, fair and bad credit. A score between 850 to 720 is considered an excellent credit score and you are the dream for every lending financial institution. A score between 719 and 660 is considered a good credit score and you will still have your application happily accepted. A score of 660 to 620 is considered fair credit and chances are your application will be accepted. However any number below 620 is considered a bad credit score. It would be wise to keep track of your credit score. Most states allow you to avail of one free credit report every financial year so why not go for it when it will cost you nothing.

For those among us with a bad credit score staring at a rejected loan application there is still hope. No it does not involve a bank heist, you can avail of what is known as a quick loan. A quick loan ironically is one of the easiest ways to get a loan. It is like a quick loan was fundamentally designed for those who need a loan the most. If you can tick the following off your list then you can get a quick loan:

18 years of age or above when applying for a quick loan.
Employed for the past 90 days.
Income of $1000 after deduction of tax
Permanent residential address and telephone number.

If you fulfill all the requirements above you can get a quick loan for yourself. You need not worry about your bad credit score as there are no credit checks involved. In fact a quick loan can help you improve your bad credit score when you repay the loan on time. It is like slaying two dragons with one stone. You get the money you need as well as an opportunity to improve your credit rating.