Insurance Auto Insurance & Registration

Does Car Insurance Stay the Same If You Move?

One of the moving tasks you'll want to put on your to-do list is to update your auto insurance policy.
If you change states you'll have to get it adjusted for that state's minimum requirements.
These may be higher or lower than what you currently have in place.
Your rate may go up or down depending on whether or not the minimums are higher or lower.
Another point to consider is to do your homework when you move.
Find out what the major concerns are in your new area.
If you moved to a place that is more prone to theft, tornadoes, hurricanes, or other acts of God you'll want to think about getting a comprehensive plan if you don't already.
The nice part is that if you're with one of the major auto insurance companies, they'll be able to adjust your policy right over the phone or online.
They're familiar with the laws of each of the 50 states so you won't have to wonder if you are getting the right coverage or not.
If you're happy with your current provider you can easily update your policy and keep right on going.
If you've been looking for a good chance to change companies this gives you a solid excuse.
If you're only moving across town or staying in the same state, you'll be fine because there aren't different rules for different cities within each state.
You'll want to look at the crime rates in the area your moving to to see if you now need to worry about insurance against theft.
Other than that you should be fine with the coverage you have unless other changes are happening in addition to the move.
Moving is a great time to take a good look at your insurance policy and see if it's still the right coverage for your lifestyle.
Oftentimes we just get our policy and as long as the rates seem reasonable, we just forget about it.
Any time there's a major life event like moving, it's an excellent time to check and see if your insurance still applies.
Do you still have the same amount of drivers in the home? Has the age brackets of the drivers changed? Will you still have the same number of cars to insure? Will you be doing more driving on your commute to your new job? All of these are points to consider as they can dramatically effect what kind of rate you'll pay.
As always, be sure to compare the different providers to see which one can accommodate your situation best.
Each company has their own strengths and weaknesses and there's no perfect car insurer for everyone.
Get quotes from at least three different providers before agreeing to anything.

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