Auto insurance is a legal requirement in US and most other countries in the world and you have to have it, but the annual cost can be quite frightening sometimes.
However there are ways to reduce your premium.
#1 First of all, accept the highest deductible that you can afford.
This means that you agree to pay the first $150, $250, $500, or whatever, of any claim you make.
This makes the cost of the insurance cheaper.
This makes you less of a liability to an insurance company and the more you agree to pay, the less the insurance costs.
Be careful though and do not accept a higher deductible than you can afford to pay.
#2 Fit a safety device to your vehicle to help prevent theft and to aid in finding the vehicle if it is stolen.
You will usually get a discount if you fit one of these because you are less of a risk.
Ask the company what else they give discounts for and try to do as many as you can.
You might be surprised at what you discover and anything that saves you money is worth doing.
#3 You can also get a discount with some companies depending on how you actually pay.
If you pay via your bank monthly they will reduce the cost because they are sure you will pay on the same date each month and they do not have to send you bills.
They also save money on administration and postage.
So, you might be wondering how much these things can actually save you and whether they are worth the time and effort to actually sit down and sort them out.
A lot depends on your history as a driver, what you use your car for, where you live and a host of other things which are all factored in to decide how much auto insurance you will pay each year.
You might save a lot this year, or just a little but consider the fact that you can save money year after year, each time you renew your insurance, and it is worth doing.
If you use these tips and search online you may find you can save a lot of money on your car cover.