The Devastating Effects of Being Disorganized for Debt Loads If you're the type of individual that is disorganized in their life and business affairs then you will pay extra for that methodology.
There are devastating effects to being disorganized especially for individuals who are suffering through oversized debt loads.
A good example of this is an individual that has to pay 15 to 20 credit card payments each and every month but is so haphazard about record-keeping that they have no idea how much they are paying or how much their interest rates even stand at? Calendar Purchase The bottom line is that if you have a debt load it is very likely that you need to manage those payments correctly and do it on an organized level.
A great way to do this is to purchase a calendar and possibly an oversized one such as a dry erase board and plot out the due dates and the amount of each payment that you are making each and every month.
Do not be the Disorganized Type The calendar is a great start towards organizing an otherwise disorganized lifestyle and straightening out an accounts payable as well as an accounts receivable program.
The important factor here to realize is that you cannot afford to miss a single payment and in addition to not missing a single payment you need to know exactly how much you're paying so you can do something about this maxed out debt load.
You do not want to be the disorganized type that goes through life paying $10-$20 more each and every month on a credit card account when you have dozens of those payments each and every month.
Absent-minded Professor It reminds us here of the absent-minded professor leaving beakers bubbling on the Bunsen burner until tragedy occurs and the entire lab goes up in smoke! Please do not let this happen to you and do not let your personal financial goals go up in smoke.
Work on your organizational skills and if you need to have somebody, anybody, show you how to make accurate notations for bill paying such as a spreadsheet from Excel or even Microsoft Word then by all means, ask for assistance.
You can do this and you can get organized and you will know exactly where each and every dollar of that hard-earned money is sent to as your debt load starts to whittle down and you can start to see the forest through the trees.
Debt Consolidation Services Can Help