Banks always used to be the best place for people to get mortgages. That has changed in more recent times. There have so many more options available to you. The good news is that these days you can even get a mortgage if you don't have any previous credit, and in some cases if you have bad credit.

Many people will still just go through a bank they find this much easier. They can get a direct guarantor loan from them, and that makes things so much easier, and people love easy. Just remember that if you get a mortgage at a bank they will go over the application very carefully and make sure that you are qualified to be approved. These banks are very reliable so that will not have to be a concern when applying through them. You also get the added bonus of getting a Guarantor Loans straight from them so all questions you know will be correct and you will always get the correct information. And if you have ever worked with the bank before they may be willing to give you better rates. The only negative is that they are limited in the kind of mortgages that are offered, which means that you would need to check into that in advance.

Mortgage brokers are another option. They will usually find you a mortgage that suits your needs and then in essence sell you the mortgage through them. The good thing about them is that they can offer a wider range of options for you, making it a bit easier to find exactly what you need or want. Another great attribute mortgage brokers offer is that they will usually only need to run one credit search on you and then find the best option, going to many mortgage suppliers separately will often mean numerous credit checks. The bad news is that they can tend to hit you with charges that you would not always incur when going direct. Make sure you know what all the charges are and make sure that you understand everything before applying.