Over the years we have received several emails asking us what christian debt relief is, and how it is different from any other debt help company.
The truth is there really isn't much difference at all.
These companies' help you work with your debt, but do so in more of a religious way.
In fact, if you need counseling from a pastor or priest it's available.
The individuals who choose this route are usually people who either follow christian values, or feel as though they need to turn to religion because their problems is insurmountable.
If you feel as though christian debt relief is a good choice for you then it could be the answer you need.
However, let's go over a few things before you start getting involved with one.
False Advertising You should always do research on any company you're interested in hiring.
Just because the company name says they're a christian debt relief service doesn't mean they have any religious values at all.
It's important to understand that many of these companies are built to take advantage of those who have christian beliefs.
It's a sad, but true situation so keep your eyes peeled.
The Process There have been great debates in the past as to whether a christian debt relief made a big difference when it comes helping you.
In our opinion it really depends on how the company makes you feel.
It is possible that their staff takes a different approach to negotiating with creditors, but there hasn't been any sort of case studies to back up the theory.
What it comes down to is a christian debt relief company will help you get out of debt by speaking with creditors, lowering total amounts you owe, and look for lower interest rates, and maybe even combine some of that credit card debt on to low rate credit card.
Then again there are other ones who setup a loan agreement, which won't be suitable for everyone.
If you take the time to understand everything each christian debt relief agency has to offer, we know you will find the right one to help you get everything back to normal.
The best thing you can do right now is take the time to learn everything there is to know about christian debt relief.
Maybe after you see everything involved, another company will be more suitable.