Buy Insurance Today And Not Tomorrow

Safeguard the financial security of those who shall be dependent on you in the future by availing life insurance today and not tomorrow…

We all know the benefit of investing early - a longer investment term combined with the practice of reinvesting your investment income speeds up the wealth creation process. This principle of investing early also holds true for buying insurance, traditional as well as unit linked…

How? Read on to know the answer…

Getting life insurance at a young age is beneficial in many ways such as:

Getting An Easy Approval: For young applicants of life insurance, the approval process is often simple and easy. This is because conventionally the young are often less prone to health risks compared to the old. In most cases, you may be granted life insurance without going through any medical checkups.

Lower Cost: Insurance premiums are calculated on the basis of the underlying risk. In case of life insurance, the risk covered is related to death or severe physical disability. With average life expectancy at more than 60 years, life insurance companies foresee an unlikely chance of the underlying risk materialising in the near time in case of the young. Hence, keeping all other aspects same, a younger applicant will have to pay a lower premium vis-à-vis an older applicant.

High Affordability: As the cost of getting life insurance at a younger age is relatively low, the affordability is higher. You can take advantage of a higher sum assured. Further, do not forget that being young you have few financial responsibilities, giving you the leeway to secure a higher cover.

Remember,
1)You are never too young to buy life insurance.
2)From your income,identify the funds that you can deploy towards premium payment and accordingly choose a life cover and plan type.
3)In case of un-affordability,rather than postponing your decision buy low cost insurance in the form of term   plans.
4)Ensure that you pay the premium regularly to enjoy the policy benefits.

Indiafirstlife offer you simple, easy to understand life insurance plans with real benefits at a good price backed up by efficient service. We do believe taking care of our customers interests is the best way to promote our business.

IndiaFirst Term Life Insurance is India's Premier Life Insurance provider which provides you Protection Plans, Savings, Investment plans, Child Plan,Term Life insurance, ULIPs with best returns.