Welcome to the weirdest of the weird - strange insurance policies that you would have to read to believe.
For many special circumstances, insurance coverage extends far beyond cut and dried homeowner's, renter's, and auto insurance to include policies like: Celebrity Body Part Insurance It may make your jaw drop to find out that Heidi Klum has both of her legs insured; even more interesting is the fact that her right leg is worth $1.
2 million, while her left leg is worth only $1 million since it has a small scar.
America Ferrera is also insured by Aquafresh White Strips for $10 million on her beautiful pearly white teeth.
But let's not forget the infamous Dolly Parton.
Well known for her ample chest and twangy music, Dolly Parton's breasts are insured at $300,000 each.
To add to that sentiment, Latin diva Jennifer Lopez has a $27 million insurance policy on her derrière, the body part that has made her most famous.
Wedding Insurance As if the cost of a wedding isn't expensive enough, many couples decide to pay for wedding insurance in case the bride has cold feet and cancels at the last minute.
This coverage will also cover a death in the family or another eleventh-hour disaster that could ruin a perfectly good wedding day.
A couple can choose to purchase wedding insurance to cover the wedding ceremony and reception, as well as expenses like the bridal gown, wedding pictures, and even stolen gifts.
UFO Abduction Insurance If you're concerned about alien abduction, as many people are, you can take out an insurance policy to provide compensation for both physical and psychological damage that could occur.
The good news is that this insurance coverage is relatively cheap at up to $50 for a lifetime policy.
It can provide an impressive payout of up to $10 million.
The catch? In the event that you make a claim, your payout will be minimal at a maximum of $5 a year over the next 2 million years.
If you're interested in this type of protective UFO insurance, make sure to read the fine print before signing on the dotted line.
Multiple Birth Insurance This type of insurance coverage is ideal for those who want to prepare for a worst-case scenario, even in conception.
Lloyds of London provides insurance coverage for multiple births to compensate for the financial impact of unexpected mouths to feed.
One Michigan couple with this insurance policy was able to collect after having twins.
They continued to pay for the multiple birth insurance in case it were to happen again; as luck would have it, they soon gave birth to a second set of twins.
In the great world of insurance coverage, protective policies are available for the weird to the wonderful.
If you take anything away from these strange insurance policies, make it a priority to talk with your Austin insurance agent about any and every curveball that life throws your way to see if insurance protection is available.